Rent Arrears: What To Do If You Fall Behind On Rent
Rent Arrears: What To Do If You Fall Behind On Rent The private rented sector has become an increasingly popular housing option in recent years, but one of the challenges faced is rent arrears. If you're a tenant in the private rented sector, falling behind on rent payments can be a worrying and stressful experience. But it's essential to know that you're not alone, and there are steps you can take to get back on track. Communication is key If you're a tenant struggling to pay rent, the worst thing you can do is ignore the problem. The
Advice Column – When a Trader Goes Under
I ordered a watch online with personalised engraving for my partner’s upcoming 40th birthday. The company has since gone out of business. I keep phoning and emailing them but can’t get through to anyone. I’m assuming they can’t fulfil my order, but I’d paid for the watch upfront and can’t afford to buy another gift until I get my money back, please help? Getting your money back if you paid by card or PayPal If a company stops trading or goes out of business Register as a creditor
How To Navigate The Cost Of Living Crisis
Millions of people across the UK are struggling to make necessary expenses, and more people are beginning to fall behind on their payments as a result of the cost of living crisis. Here at Citizens Advice, we are here to help. As we all know, prices are significantly increasing across the UK, and you're not the only one who may be worrying about the rising cost of living. We understand the worry and stress that people are facing during this time, and even though you may feel powerless in the face of mounting expenses, there are many money-saving strategies
CASEW Cost of Living Crisis Event and Report
The creation of Citizens Advice South East Wales (CASEW) could not have come at a more critical time. As the Cost of Living Crisis grips the UK, the services of Citizens Advice have never been more relevant or needed. In the last three months alone we supported 50,000 clients, increasing their income by more than £25 million and helping them manage around £2.5 million of debt. Ness Young - Chair of Citizens Advice South East Wales Citizens Advice South East Wales (CASEW) is a
How to get your finances back on track after Christmas.
For many people across the UK, Christmas is the most expensive time of year, and it can be challenging to get your money back on track. Even in the best of circumstances, managing finances is difficult. If you’re beginning the year with large credit card debts to pay off or overdraft fees, you’re not the only one. Here are some tips to help you get back on track financially after Christmas. Update your budget As a result of the cost of living crisis, most of us aware that this year's household expenses are anticipated to rise. In order to keep your
Cost Of Living Crisis: Winter Guide for the Private Rented Sector
As the cost of living crisis continues to put high financial pressure on households across the UK, thousands of people are seeking for ways to save money and stay warm this winter. Although we may not have control over the rising cost of living, we are here to help you in any way that we can, receive help and advice with the cost of living crisis here. There are several things that you can do to stay warm, and reduce costs this winter: Consider A Heated Blanket As the cold evenings begin, thousands of households are trying to limit energy use
The Cost of Living Crisis: January 2023 Event
The Cost of Living Crisis Citizens Advice South East Wales invites you to find out how the crisis is affecting people here in South East Wales, and to hear our clients' stories 0930-1330 on Friday 20th January 2023 Holiday Inn, Castle Street, Cardiff Keynote speakers to be announced in December Argyfwng Costau Byw Mae Cyngor ar Bopeth De Ddwyrain Cymru yn eich gwahodd i ffeindio allan sut mae'r argyfwng yn effeithio ar bobl yma yn Ne Ddwyrain Cymru, ac i glywed straeon ein cleientiaid 0930-1330 Dydd Gwener 20fed Ionawr
Top Tips To Avoid Getting Into Debt This Christmas
Christmas can be a very expensive time of year and there is a lot of pressure to purchase a huge amount of food and presents. While the festive season is a time of celebration, Christmas spending can cause financial pressure and difficulties for millions of individuals across the UK. It is always best to avoid getting into debt for Christmas, therefore we present to you our top tips to stay out of debt this festive season. Plan your budget and stick to it To create a Christmas budget, you should review your bank statements and compile a list of your monthly expenses. This
What You Can Do To Reduce Your Energy Bills This Winter
As winter approaches, it is important to use energy to stay warm, safe, and healthy, yet doing so may significantly increase your energy bills. However, there are simple adjustments that you can make to your daily routine that can have a significant impact on your energy costs. Here you can discover how to be more energy efficient and save money on your energy bill this winter! Smart devices Smart meters and smart thermostats give you more control over how much energy you use. They can help you keep track of how much energy you consume and how much it’s costing you. From
The Cost Of Living Crisis: Survival Guide for the Private Rented Sector
Households across the UK are having a hard time keeping up with living expenses, due to the rising cost of living, but here at Citizens Advice we are here to help. Individuals are facing an uncomfortable series of price increases that will significantly affect their monthly expenses. For many people a cost of living issue is nothing new, but more families are feeling the pressure now, and those who are already struggling financially are being impacted more severely. Due to rising energy and fuel prices as well as grocery prices, consumers in the UK are seeing a decrease in disposable income. It
Citizens Advice at Pride Cymru 2022
Citizens Advice Cardiff & Vale were delighted to take part in Pride Cymru 2022. A mix of team leaders, caseworkers and advisers manned the stall and enjoyed the event, in partnership with staff from Citizens Advice elsewhere in South East Wales. Here's what some of them had to say: Wow! What a great day, the atmosphere was brilliant, the sun was shining and the colours of the outfits people were wearing were amazing. Pride has always been important for myself and my family. Pride is ALWAYS a party.
How To Save Money On Your Energy Bill This Summer – Top Tips for Renters
Saving energy in our houses is ideal throughout the summer. During the summer months we tend to be less reliant on home appliances and spend less time inside. As a result, there are more opportunities to save money and build credit in preparation for the winter. It is important to be energy efficient all year long, but in this article you will find advice on how to save energy specifically in the summer. Here are some tips for keeping a little extra money in your pocket this summer! Unplug any standby appliances You waste energy by leaving your appliances on
