Citizens Advice Cardiff and Vale
Citizens Advice Cardiff and Vale

June 2023

Top Tips for Effective Budgeting and Saving: The Private Rented Sector

16/06/2023|Advice, News|

Living in the private rented sector comes with its own financial responsibilities. Effective budgeting and saving are essential to ensure financial stability and make the most of your income. This article will discuss strategies to help you manage your finances efficiently and save money while living in the private rented sector.   Track Your Expenses: Begin by assessing your current financial situation. You can use budgeting apps or simply maintain a spreadsheet to categorize your expenses. Take note of all your expenses, including rent, utilities, groceries, transportation, and discretionary spending. Understanding where your money goes each month is the first

Rent Arrears: How to Deal with Late or Unpaid Rent Payments

02/06/2023|Advice, News|

Keeping up with rent payments is essential for maintaining a healthy tenancy. If you fall behind on our rent payments you will be in rent arrears, which can lead to financial strain, legal complications, and strained relationships between landlords and tenants. Experiencing rent arrears can be a distressing situation. However, it is important not to ignore the issue as it can lead to the risk of losing your home. If you find yourself struggling to pay your rent on time or have fallen behind on payments, it's important to take action promptly. In this article, we’ll provide steps to take

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