Dealing with the rising cost of living - How to create a Household Budget in 2022 Millions of households across the UK are struggling to make ends meet due to the rising cost of living.  Households are facing more financial pressure than ever before to meet these demands, but here at Citizen’s Advice Cardiff & Vale we are here to help. Creating a household budget is an essential part of creating a solid financial spending plan. A budget can help you manage your finances, regulate your spending, and stay debt-free. It assists you in determining how much you can afford