Rent Arrears: What To Do If You Fall Behind On Rent

The private rented sector has become an increasingly popular housing option in recent years, but one of the challenges faced is rent arrears. If you’re a tenant in the private rented sector, falling behind on rent payments can be a worrying and stressful experience. But it’s essential to know that you’re not alone, and there are steps you can take to get back on track.

Communication is key

If you’re a tenant struggling to pay rent, the worst thing you can do is ignore the problem. The first thing you should do is speak to your landlord. Let them know that you’re experiencing financial difficulties and are struggling to make rent payments. If you’re experiencing financial difficulties, your landlord may be able to work out a payment plan with you. By communicating openly, you can avoid the risk of eviction and maintain a positive relationship with your landlord.

Check if you’re eligible for housing benefits

If you’re struggling to pay your rent, you may be eligible for housing benefits. This is financial assistance provided by the government to help with housing costs. You can check to see if you’re eligible for housing benefit here.

Seek financial advice

If you’re struggling to manage your finances, it’s a good idea to seek advice from a debt advice charity such as us here at Citizens Advice. We offer free, impartial, and confidential advice on how to make the best decisions regarding your financial problems, including advice on how to manage debt, how to avoid losing your house, and how to get your finances back on track.

Consider alternative accommodation

If you’re unable to pay your rent and are at risk of eviction, you may need to consider alternative housing. This could include staying with family or friends, moving into a cheaper property, or applying for social housing.

Remember, falling behind on rent payments can happen to anyone, and it’s nothing to be ashamed of. The most important thing is that you take action and seek help and advice as soon as possible. By communicating with your landlord, checking if you’re eligible for housing benefits, seeking financial advice, and considering alternative accommodation, you can take steps to get back on track and avoid eviction.

Here at Citizens Advice Cardiff & Vale, provide free, confidential and impartial information and advice to residents throughout the whole of Wales. For jargon free help and advice, please visit us at Citizens Advice or Contact Us here.