Cracking the Code of Credit Scores: Your Path to Financial Empowerment
Your credit score is crucial in the world of managing your money. It's like a key that opens doors to financial opportunities. It's not just a number; it shows how healthy your finances are and has a big say in important decisions in your life, like getting a credit card, a mortgage, or even a job. Let's learn the basics and give you the know-how to make smart money choices. What is a Credit Score? At its core, a credit score is a three-digit number that reflects your creditworthiness. It's like a financial report card that lenders use
Navigating Rent Increases in the New Year: A Tenant’s Guide
As the new year starts, many tenants experience rent increases. This could be because of the housing market or other factors. It's important to know how to handle these changes so you can maintain as good landlord-tenant relationship. In this guide, we'll look at the rules for rent increases, how to talk with your landlord, and help you avoid common problems. Know the Rules: To understand rent going up, you need to know the rules. Landlords have to follow certain laws when they want to charge more rent. We'll talk about things like how much notice they have
Advice Column – Damp and Mould in Rented Accomodation
Damp and mould is building up in our house as the weather gets colder. Our living room is the worst and there’s a strong smell, so we’ve stopped having friends round. We’re also concerned about our health. We’ve reported it to our landlord, but they haven’t done anything. With six months left on the occupation contract, we’re running out of options. What should we do? You’ve done the right thing by bringing this to your landlord. To work out if they are responsible you’ll need to find the cause of the damp and mould, but this can take
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